{"id":158037,"date":"2025-05-23T13:55:20","date_gmt":"2025-05-23T10:55:20","guid":{"rendered":"https:\/\/www.greekexclusiveproperties.com\/?p=158037"},"modified":"2025-06-16T12:56:23","modified_gmt":"2025-06-16T09:56:23","slug":"buying-property-in-greece-in-2025","status":"publish","type":"post","link":"https:\/\/www.greekexclusiveproperties.com\/de\/buying-property-in-greece-in-2025\/","title":{"rendered":"Buying Property in Greece in 2025: A Legal Guide"},"content":{"rendered":"<p data-start=\"4173\" data-end=\"4308\">\n<h2 style=\"text-align: center;\"><span style=\"color: #000000;\">Buying Property in Greece in 2025: A Legal Guide for Informed Investors<\/span><\/h2>\n<p><span style=\"color: #000000;\">In recent years Greece has become one of the favourite destinations for European real-estate investors. A mild climate, low living costs, a competitive property market and growing tourist interest all make purchasing a house or land in Greece especially attractive.<\/span><\/p>\n<p><span style=\"color: #000000;\">Behind Greece\u2019s appeal, however, lies a well-defined legal framework that demands careful attention. This is what you should know\u00a0<strong>before signing a preliminary agreement or paying a deposit.<\/strong><\/span><\/p>\n<p><span style=\"color: #000000;\">Who Can Buy Property in Greece<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\"><strong>EU citizens<\/strong>\u00a0may purchase property in Greece\u00a0<strong>freely<\/strong>, either as private individuals or through companies.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Non-EU citizens<\/strong>\u00a0face stricter rules. They must obtain prior authorisation from the Ministry of Defence, particularly when buying in\u00a0<strong>strategic areas<\/strong>\u00a0such as islands or border zones (e.g. the Dodecanese, eastern Crete, Evros).<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">The key legislation is the Greek Real-Estate Code (Civil Code and Law 1892\/1990); additional national-security regulations govern the restrictions on non-EU buyers.<\/span><\/p>\n<p><span style=\"color: #000000;\">The Purchase Process1.\u00a0<strong>Greek Tax Number (AFM)<\/strong><\/span><\/p>\n<p><span style=\"color: #000000;\">This is the first step in any transaction. You need it to register the contract, open a bank account and pay taxes. It is issued by the local tax office (DOY) on presentation of a passport or ID card; a representative can obtain it for you with a power of attorney.<\/span><\/p>\n<ol start=\"2\">\n<li><span style=\"color: #000000;\"><strong>Lawyer and Notary<\/strong><\/span><\/li>\n<\/ol>\n<p><em><span style=\"color: #000000;\">Disclaimer: this section was written with the help of\u00a0<\/span><a href=\"https:\/\/leptokaridou.com\/en\/greek-real-estate-law\/\"><span style=\"text-decoration: underline;\"><strong><span style=\"color: #3366ff; text-decoration: underline;\">Greek Real Estate Lawyer Eleftheria Leptokaridou<\/span><\/strong><\/span><\/a>.<\/em><\/p>\n<p><span style=\"color: #000000;\">Greece has no \u201cpublic notary\u201d in the Italian sense.\u00a0<strong>Your lawyer conducts the legal due-diligence<\/strong>, checking title deeds and ensuring the property is free of mortgages or other encumbrances. The\u00a0<strong>Greek notary<\/strong>\u00a0drafts and certifies the final deed.<\/span><\/p>\n<p><span style=\"color: #000000;\">Because the process may look deceptively simple,\u00a0<strong>thorough legal checks, notarial advice and contractual safeguards are essential<\/strong>. The lawyer:<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">examines cadastral records,<\/span><\/li>\n<li><span style=\"color: #000000;\">verifies titles,<\/span><\/li>\n<li><span style=\"color: #000000;\">checks for liens or building violations,<\/span><\/li>\n<li><span style=\"color: #000000;\">drafts preliminary contracts,<\/span><\/li>\n<li><span style=\"color: #000000;\">handles powers of attorney,<\/span><\/li>\n<li><span style=\"color: #000000;\">represents distant buyers, and<\/span><\/li>\n<li><span style=\"color: #000000;\">files the deed with the land registry and tax office.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">Engaging an experienced real-estate lawyer\u2014such as Eleftheria Leptokaridou, fluent in English\u2014is not merely prudent; it is\u00a0<strong>vital for a safe, compliant purchase<\/strong>.<\/span><\/p>\n<ol start=\"3\">\n<li><span style=\"color: #000000;\"><strong>Ktimatologio (Greek Cadastre) Search<\/strong><\/span><\/li>\n<\/ol>\n<p><span style=\"color: #000000;\">Large areas of Greece\u00a0<strong>are still not fully registered<\/strong>, so a search at the Ktimatologio or\u2014in older zones\u2014the Ypothikofylakeio (mortgage registry) is crucial to avoid future disputes.<\/span><\/p>\n<ol start=\"4\">\n<li><span style=\"color: #000000;\"><strong>Pre-Contract and Final Deed<\/strong><\/span><\/li>\n<\/ol>\n<p><span style=\"color: #000000;\">After agreeing with the seller, you may sign a\u00a0<strong>preliminary contract<\/strong>\u00a0with a typical 10 % deposit, followed by the final deed, which must be registered within 30 days.<\/span><\/p>\n<p><span style=\"color: #000000;\">Taxes and CostsItemTypical rateTransfer tax3.09 % of the higher of cadastral or declared valueNotary fee\u2248 1.2 % \u2013 2 %Lawyer\u2019s feenegotiable, usually 1 % \u2013 1.5 %Registration fee\u2248 0.5 %Annual property tax (ENFIA)based on area, size and zoneCommon Risks\u2014and How to Avoid Them<\/span><\/p>\n<ol>\n<li><span style=\"color: #000000;\"><strong>Unclear titles<\/strong>\u00a0\u2013 Rural properties may lack updated deeds. Demand full checks of cadastre, mortgage registers and building permits.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Building violations<\/strong>\u00a0\u2013 Illegal extensions or alterations are widespread and can trigger fines or blocks. Verify planning compliance before signing.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Auctions and judicial sales<\/strong>\u00a0\u2013 Bargain prices can hide opaque procedures; local legal support is indispensable.<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Unlicensed agencies<\/strong>\u00a0\u2013 Ensure the brokerage holds a valid REA licence and uses written contracts. Never pay without a trusted intermediary.<\/span><\/li>\n<\/ol>\n<p><span style=\"color: #000000;\">Restricted Areas<\/span><\/p>\n<p><span style=\"color: #000000;\">Special authorisation is required for foreign buyers in:<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">eastern Aegean islands,<\/span><\/li>\n<li><span style=\"color: #000000;\">regions near the Turkish, Albanian or North Macedonian borders,<\/span><\/li>\n<li><span style=\"color: #000000;\">islands hosting military bases,<\/span><\/li>\n<li><span style=\"color: #000000;\">archaeological sites or protected environmental zones.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">Is Buying in Greece Worthwhile?<\/span><\/p>\n<p><span style=\"color: #000000;\"><strong>Yes\u2014if you prepare legally.<\/strong>\u00a0Lower prices than in many other EU countries, strong tourist demand, fiscal incentives and a pleasant climate make Greek property attractive, especially on the coast or popular islands.<\/span><\/p>\n<p><span style=\"color: #000000;\">At the same time,\u00a0<strong>do not underestimate the risks<\/strong>: fragmented cadastre, planning complexity, non-resident restrictions and unclear property situations mean that\u00a0<strong>qualified legal assistance is indispensable<\/strong>. With meticulous checks and professional handling, buying a home in Greece can become an excellent way to build wealth or to enhance your quality of life.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying Property in Greece in 2025: A Legal Guide for Informed Investors In recent years Greece has become one of the favourite destinations for European real-estate investors. A mild climate, low living costs, a competitive property market and growing tourist interest all make purchasing a house or land in Greece especially attractive. Behind Greece\u2019s appeal,&#8230;<\/p>\n","protected":false},"author":683,"featured_media":158038,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"iawp_total_views":26,"_joinchat":[],"footnotes":""},"categories":[29552],"tags":[],"class_list":["post-158037","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advertisment"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Buying Property in Greece in 2025<\/title>\n<meta name=\"description\" content=\"Buying Property in Greece in 2025: A Legal Guide for Informed Investors\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.greekexclusiveproperties.com\/de\/buying-property-in-greece-in-2025\/\" \/>\n<meta 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